signaling renewed confidence in the country's foreign exchange market. Guaranty Trust Bank, United Bank for Africa, and Wema Bank have announced that customers can now use their naira-denominated Mastercards and Visa cards for global payments, online shopping, and ATM withdrawals—restoring access that had been suspended during the 2022–2023 FX crisis. Analysts link this positive shift to recent Central Bank of Nigeria reforms, improved FX liquidity, diaspora remittances, and a stronger naira. For many Nigerians, especially SMEs and digital consumers, this is a welcome relief that could ease cross-border transactions and subscription
